Cash App app for iPhone and iPad

4.0 ( 4720 ratings )

Business Finance
Developer: Block, Inc.

Free

Current version: 4.58, last update: 3 months ago
First release : 16 Oct 2013
App size: 305.57 Mb

Cash App is the easy way to send, spend, save, and invest* your money. Download Cash App and create an account in minutes.

SEND AND RECEIVE MONEY INSTANTLY AT NO COST

With Cash App, you can send, request, and receive money from friends and family. It’s easy to pay friends or split rent with roommates.

GET INSTANT DISCOUNTS

Cash App Card is the only free* debit card with exclusive discounts on everyday spending. Pay with your card to save instantly at places you already shop, in person and online. Find offers right in the app—no points, no waiting.

FILE YOUR TAXES FOR FREE

Cash App Taxes makes filing your federal and state returns easy and 100% free—no hidden fees, no matter your tax situation. File with confidence knowing you get free audit defense and a max refund guarantee. Get your taxes done in minutes from a phone or computer at cash.app/taxes. Deposit your refund into Cash App. We do not guarantee when you will receive your refund. Timing estimates are dependent on the timing of your submission of a complete return and when the IRS submits your refund.

Cash App, Block, Inc., and the Cash App Taxes product are not affiliated in any way with any state or federal government agency or instrumentality.

RECEIVE YOUR PAYCHECK UP TO 2 DAYS EARLY

Deposit paychecks, tax refunds, unemployment benefits, stimulus checks, and more into your Cash balance using your account and routing numbers. Deposits arrive up to 2 days faster compared to most banks, plus you can pay bills with your account info. If you deposit $300 or more in paychecks in a month, you’re eligible to get up to $50 in free overdraft coverage.

THE EASY WAY TO BITCOIN

Cash App makes it easy to invest in bitcoin (BTC)**. You can buy it for as little as $1. And turn spare change into BTC every time you spend with Cash App’s Round Up feature. Set up direct deposit to get paid in bitcoin, and turn on recurring buys to grow your bitcoin over time. Send BTC to anyone, anywhere—in seconds—with the Lightning Network. And on Cash App your bitcoin is totally yours. Withdraw it to different wallets, anytime.

BUY & SELL STOCKS COMMISSION-FREE

Start investing and buying stocks with as little as $1.*** Track stocks, your investments, and follow companies to keep up with their performance.**** Regulatory and external transfer fees may apply, see the House Rules.

GET A FREE* CUSTOM VISA DEBIT CARD

Design your own Cash App Card and get it by mail. It’s a customizable, no-hidden-fee, secure Visa debit card that works everywhere Visa is accepted. You’ll also get a virtual card to instantly make purchases. Prepaid debit cards issued by Sutton Bank. ATM withdrawal fees may apply.

START SAVING FOR GOALS

Set goals and save for them automatically, when you want, or with your spare change with Round Ups. Save for a specific goal, or stash cash for a rainy day. It’s easy to start saving—no minimum balance, fees, or need for a separate account.

CASH APP FOR EVERYONE 13 AND UP

Now everyone 13 and up can send money to friends, get a Cash App Card, invest, and start saving with an account sponsored by a parent or guardian.

*Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank. Free cards come in black or white.

**Bitcoin services are provided by Block, Inc.

***Fractional shares are not transferable. For additional conditions and limitations, see the Cash App Investing Customer Agreement.

****Brokerage Services are provided by Cash App Investing LLC, member FINRA/SIPC, subsidiary of Block, Inc. Investing involves risk; you may lose money. This is not a recommendation for you to transact in securities. Company names and logos are shown for illustrative purposes only and are not endorsements.

Contact Cash App Support by phone at (800) 969-1940 or mail at:
Block, Inc.
1955 Broadway, Suite 600
Oakland, CA 94612

Pros and cons of Cash App app for iPhone and iPad

Cash App app good for

Super easy to use for personal use, and I am friends with people who use it for business use, super effective and useful. Would recommend 10/10

This app is very easy to use and I have not experienced any issues so far with transferring or receiving money from friends/family. Way easier than PayPal and an easy sign up process!

Its non-intrusive, doesnt ask me questions I dont know why Im answering, and its instant. Once you take a minute to set it up, youll rarely even be in the app for more than a few seconds at a time, its all brilliantly simplified. I adore it!

Cash is hands down the easiest way to send and receive money. Sooo much easier than PayPal and without the nasty fees! Cash is perfect for small service businesses, paying a friend back for lunch or any simple transaction between two people.

Love this service! One of my tenants was out if town and needed to pay his rent on time, I told him about Square Cash VOILA!! I had the rent on time!!

Very quick and user friendly. Though, I am not sure how secured the transactions that is being processed here.

Some bad moments

So I tried to send some money to my niece. Didnt work out so well. The transaction was canceled after several hours and the money was "returned for my protection". Except its not really returned. I have to wait 1-2 days for my money back! Thats not acceptable. So now my niece doesnt have the babysitting money I owe her and I dont have my money either! Not very happy. Update: It has now been four days and I dont havent gotten my money back. Bank still shows pending transaction for the amount I tried to send. Maybe this app will work fine for you. But keep in mind, if youre trying to make a mission critical payment with money you cant afford to be without its possible this app will FAIL!

Cash automatically upgraded my free personal account--which I used to get my sisters half of the rent and my parents portion of our family cell phone bill--to a Business account with fees because, "We found use consistent with Cash for business under the Square’s Terms of Service." I emailed their support to get this resolved. After a week and a half worth of emails back and forth, they refused to tell me why my account was upgraded and refused to reverse the upgrade. When I asked how Im supposed to know what transactions are acceptable for personal use since they refused to answer my question (clearly our definitions of personal use dont align), they responded with: "We will not be able to answer your question, and all we can do is merge your accounts so you have the opportunity to sign up for an account strictly for personal, friends and family payments. We’re constantly working to improve our products and services based on the feedback and questions we receive from customers. I’ll be sure to share this with the appropriate team. This will be the last email we will respond in regards to this topic. Feel free to let us know if there is anything else. Ryder Square Support"

It is a very user friendly app, and I was super excited to use it at first. But after a few transactions it started charging me 2.75% fee!

We used cash for a while with no problems. Then it happened, a friend sent us $272 and we never received it. Cash "customer service" (if you want to call it that) is only available through email and has ignored emails for days on end with no response. At this point I can only assume Ill never see my money. If you are still thinking about trying this scam app I suggest hitting Google and search up the many...and I mean many....stories like mine. Person after person losing money through cash with no help, no customer support, and in the end never getting their money.

My visions tried to send me money this week it failed the first time and the second time she tried to send it . Not a good way to get money fast with this app

I have been using square cash for awhile and havent had any problems with the app. However, I recently tried to send a friend some money and she was contacted by the fraud department of her bank that flagged the transaction. The money is out of my account and I also have seven $1 charges from square cash. When I tried to contact them regarding the issues, I found that they do not have a phone number or any way to get immediate customer service support. I had to send an email and I still havent received a response. It seems ridiculous to me that a business that handles peoples monetary transactions doesnt have live customer support! Im deleting the app once I get my money back.

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