Cash App app for iPhone and iPad

4.2 ( 9152 ratings )

Business Finance
Developer: Block, Inc.

Free

Current version: 4.3, last update: 9 months ago
First release : 16 Oct 2013
App size: 481.61 Mb

Cash App is the easy way to send, spend, save, and invest* your money.

HERE’S HOW IT WORKS
Download and sign up for Cash App in a matter of minutes. The signup process is simple and fast so that you can start using Cash App right away.

SEND AND RECEIVE MONEY INSTANTLY AT NO COST
Receive, request, and send money from friends and family instantly with only a few taps. Cash App is the easy way to pay a friend back for dinner or split rent with your roommates.

GET A FREE CUSTOM VISA DEBIT CARD
Order your Cash App Card (a customizable Visa debit card) directly from Cash App. You’ll be able to instantly make purchases using your virtual card. We’ll also mail you your physical laser-etched Cash App Card so you can swipe, dip, or tap at any merchant. Debit card issued by Cash App’s bank partner(s). ATM withdrawal fees may apply.

RECEIVE YOUR PAYCHECK UP TO TWO DAYS EARLY
Deposit paychecks, tax returns, unemployment benefits, government stimulus payouts and more directly into your Cash App balance using your account and routing number. Receive deposits up to two days earlier than is standard with most banks. Use the same account and routing information to pay bills using your balance. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s).

GET INSTANT DISCOUNTS WITH CASH BOOST
Cash App Card is the only free debit card** with instant discounts at your favorite stores, websites, apps, and restaurants. These instant discounts are easy to use and are applied to Cash App Card transactions instantly. Just select a given Cash Boost in your app and then use your Cash App Card to pay. It’s that simple. No points, no waiting, just instant savings.

BUY, SELL, SEND, AND RECEIVE BITCOIN
Cash App is the easy way to buy, sell, send, gift, and receive bitcoin (BTC) — get started instantly with as little as $1. You can also set up recurring buys of bitcoin, withdraw it to a different cryptocurrency wallet — or send it to friends and family with compatible wallets (even those who dont have Cash App) and use the Lightning Network to pay with bitcoin faster, and for free on Cash App. Add Bitcoin Boosts to your Cash App Card to earn bitcoin on your purchases. Bitcoin services are provided by Block, Inc. (formerly known as Square, Inc.), not Cash App Investing LLC. Purchasing bitcoin involves risk; you may lose money.

BUY & SELL STOCKS COMMISSION-FREE
Instantly begin investing commission-free. You can buy as little as $1 of stock in top US companies.*** Track stock prices in your app and monitor the performance of your overall investment portfolio. Create a list of companies to follow so you can stay up to date on performance. Regulatory and external transfer fees may apply, see the House Rules.

CASH APP FOR EVERYONE 13 AND UP
Everyone 13 and up can send money to friends, get a Cash Card, invest, or start a savings goal with approval from a parent or trusted adult for a sponsored account.

*Brokerage Services are provided by Cash App Investing LLC, member FINRA/SIPC, subsidiary of Block, Inc. Investing involves risk; you may lose money. Investments are not FDIC insured. This is not a recommendation for you to transact in securities. Company names and logos are shown for illustrative purposes only and are not endorsements.

**Cash App is a financial services platform, not a bank. Banking services and Cash App Card are provided and issued by Cash App’s bank partners, not Cash App Investing LLC.

***Fractional shares are not transferable. For additional conditions and limitations, see the Cash App Investing Customer Agreement.

Pros and cons of Cash App app for iPhone and iPad

Cash App app good for

Super easy to use for personal use, and I am friends with people who use it for business use, super effective and useful. Would recommend 10/10

This app is very easy to use and I have not experienced any issues so far with transferring or receiving money from friends/family. Way easier than PayPal and an easy sign up process!

Its non-intrusive, doesnt ask me questions I dont know why Im answering, and its instant. Once you take a minute to set it up, youll rarely even be in the app for more than a few seconds at a time, its all brilliantly simplified. I adore it!

Cash is hands down the easiest way to send and receive money. Sooo much easier than PayPal and without the nasty fees! Cash is perfect for small service businesses, paying a friend back for lunch or any simple transaction between two people.

Love this service! One of my tenants was out if town and needed to pay his rent on time, I told him about Square Cash VOILA!! I had the rent on time!!

Very quick and user friendly. Though, I am not sure how secured the transactions that is being processed here.

Some bad moments

So I tried to send some money to my niece. Didnt work out so well. The transaction was canceled after several hours and the money was "returned for my protection". Except its not really returned. I have to wait 1-2 days for my money back! Thats not acceptable. So now my niece doesnt have the babysitting money I owe her and I dont have my money either! Not very happy. Update: It has now been four days and I dont havent gotten my money back. Bank still shows pending transaction for the amount I tried to send. Maybe this app will work fine for you. But keep in mind, if youre trying to make a mission critical payment with money you cant afford to be without its possible this app will FAIL!

Cash automatically upgraded my free personal account--which I used to get my sisters half of the rent and my parents portion of our family cell phone bill--to a Business account with fees because, "We found use consistent with Cash for business under the Square’s Terms of Service." I emailed their support to get this resolved. After a week and a half worth of emails back and forth, they refused to tell me why my account was upgraded and refused to reverse the upgrade. When I asked how Im supposed to know what transactions are acceptable for personal use since they refused to answer my question (clearly our definitions of personal use dont align), they responded with: "We will not be able to answer your question, and all we can do is merge your accounts so you have the opportunity to sign up for an account strictly for personal, friends and family payments. We’re constantly working to improve our products and services based on the feedback and questions we receive from customers. I’ll be sure to share this with the appropriate team. This will be the last email we will respond in regards to this topic. Feel free to let us know if there is anything else. Ryder Square Support"

It is a very user friendly app, and I was super excited to use it at first. But after a few transactions it started charging me 2.75% fee!

We used cash for a while with no problems. Then it happened, a friend sent us $272 and we never received it. Cash "customer service" (if you want to call it that) is only available through email and has ignored emails for days on end with no response. At this point I can only assume Ill never see my money. If you are still thinking about trying this scam app I suggest hitting Google and search up the many...and I mean many....stories like mine. Person after person losing money through cash with no help, no customer support, and in the end never getting their money.

My visions tried to send me money this week it failed the first time and the second time she tried to send it . Not a good way to get money fast with this app

I have been using square cash for awhile and havent had any problems with the app. However, I recently tried to send a friend some money and she was contacted by the fraud department of her bank that flagged the transaction. The money is out of my account and I also have seven $1 charges from square cash. When I tried to contact them regarding the issues, I found that they do not have a phone number or any way to get immediate customer service support. I had to send an email and I still havent received a response. It seems ridiculous to me that a business that handles peoples monetary transactions doesnt have live customer support! Im deleting the app once I get my money back.

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